Archive for: September 2008

“One day they ask for a score of 620; the next it’s 680.”

By Dean Calbreath
UNION-TRIBUNE STAFF WRITER
Excerpted

As politicians struggle to patch up the nation’s ailing financial system, credit – the grease that keeps the global economic machine …

Credit will tighten, but mortgage rates stay low

By ROSEMARY CALIGIURI
Staff Writer
Part 2 of 2

The newspaper asked five financial advisers to answer some of the most frequently asked questions about what’s happening in the markets. The advisers include: Jeff Broadhurst with Broadhurst Financial in Lansdale, Rosemary Caligiuri with …

Bankruptcy Dilemma

date 22 Sep 2008 | category Bankruptcy

Glenn Curtis, Investopedia 09.22.08, 1:15 PM ET

Individuals who have racked up excessive debt are sometimes left to ponder whether it makes sense to file for …

Having good credit score: Priceless

date 21 Sep 2008 | category Uncategorized

BY JOE RUFF
WORLD-HERALD STAFF WRITER

For you and me and Main Street, one major implication of recent financial events is that …

Seek that green light; score yourself a loan

By Ellen James Martin
Smart Moves
Article Launched: 09/21/2008 12:00:00 AM PDT

By now, many economists had projected that the “credit crunch” would have eased. But prospective home …

6 Ways to Get a Mortgage More Easily

Despite homeowner relief and low interest rates, many homeowners are still struggling to get mortgages today. I ran into this issue myself–11 lenders later, I …

Do’s and Don’ts of maintaining a favorable credit score

date 19 Sep 2008 | category FICO credit score

Here are the do’s and don’ts of maintaining a favorable credit score, based on information at myfico.com, Fair Isaacs Corp.’s consumer-based Web site:

DO

Make payments on …

Paying off a loan can hurt your credit score

date 19 Sep 2008 | category FICO credit score

By David Myers | Columnist

Q. My uncle passed away earlier this year and left his house to me. I recently sold the property and made …

One thing you can and must do to improve your credit score

date 19 Sep 2008 | category FICO credit score

Paying your bills on time is the single most important thing you can do to improve your credit score. Your payment credit history is weighted as 35% of your credit score. A single credit card payment that is reported …

Renting to own

date 14 Sep 2008 | category FICO credit score

Source: Denver Post

If done properly, these programs can help people with damaged credit get their foot in the door.

By Tom LaRocque
Special to The …