Credit Card Debt Loan Mods on the Way
18 Sep 2009 |
[excerpt] Banks don’t like it, but some are starting to cave in to consumer and advocate demands for credit card loan modifications. It’s happening quietly, …
Category: Credit Cards
Avoid Too Much Credit Card Debt – Build Good Credit History
Source: Collegiate Times
Interest rates are something often looked forward to in the market. Will the Fed raise, lower or pause rates? Currently, the federal funds rate is at an astonishing low between 0 percent and 0.25 percent. What …
When the Bank Closes Your Credit Account
By Joan Goldwasser
Kiplinger’s Personal Finance
Sunday, September 7, 2008; Page F03
Q. I received a notice from Capital One that it is closing my credit card account because of inactivity. If the company closes the account, will it hurt my …
Patience is key to credit score repair
Your score won’t raise overnight after you pay off bad debt
By Todd Ossenfort
The Credit Guy
The Credit Guy, Todd Ossenfort, is a credit expert and answers readers’ questions about credit, counseling and debt issues.
Dear …
How to Recover from Bad Credit
By Kirk Matthews
Information from the three main credit reporting agencies can have a tremendous impact.
“It affects so many aspects of your life. It’s going to affect possibly if you get a job, if you can rent a home …
Loose Change: Preserve your credit score
Several banks are closing dormant credit-card accounts, which can hurt your credit score, since the scoring system takes into account whether you’re maxed out on your limits. But there are some easy ways to protect yourself:
It’s generally best …
Automated Bill Payments
Your Money
By RON LIEBER
Published: August 29, 2008
A few months ago, in my first column for this newspaper, I extolled the virtues of automated bill payments: Set them up once, let your utilities, phone and credit card …
Credit Cards Basics for College Students
More and more teens and college students have credit cards. Like the population at large, some have good deals and some don’t.
Credit card companies target these groups because they are a fast-growing segment of the population and they …