Category: FICO credit score

Credit Report Companies Can Help Uncover Fraud

Having your credit card stolen or misused, along with identity theft, are huge problems today, costing credit card companies $50 billion dollars annually, not to …

New Credit Score Formula Could Increase Your Score

The credit score formula lenders use to determine your “credit worthiness” may soon change. The higher your credit score, the more likely you are to …

Bad Credit Repair: Tips You Should Know

What information is in your credit reports at the three major credit reporting bureaus is too important to just ignore and hope for the best. …

Avoid Too Much Credit Card Debt – Build Good Credit History

Source: Collegiate Times

Interest rates are something often looked forward to in the market. Will the Fed raise, lower or pause rates? Currently, the federal funds rate is at an astonishing low between 0 percent and 0.25 percent. What …

Judge Blocks Michigan’s Challenge to Insurance Rates with Credit Scores

date 11 Apr 2009 | category FICO credit score

Source: Insurance Journal

Barry County Circuit Judge James Fisher issued an injunction on Friday, April 10, preventing Michigan insurance regulators from challenging insurance companies’ …

“One day they ask for a score of 620; the next it’s 680.”

By Dean Calbreath
UNION-TRIBUNE STAFF WRITER
Excerpted

As politicians struggle to patch up the nation’s ailing financial system, credit – the grease that keeps the global economic machine …

Credit will tighten, but mortgage rates stay low

By ROSEMARY CALIGIURI
Staff Writer
Part 2 of 2

The newspaper asked five financial advisers to answer some of the most frequently asked questions about what’s happening in the markets. The advisers include: Jeff Broadhurst with Broadhurst Financial in Lansdale, Rosemary Caligiuri with …

Seek that green light; score yourself a loan

By Ellen James Martin
Smart Moves
Article Launched: 09/21/2008 12:00:00 AM PDT

By now, many economists had projected that the “credit crunch” would have eased. But prospective home …

6 Ways to Get a Mortgage More Easily

Despite homeowner relief and low interest rates, many homeowners are still struggling to get mortgages today. I ran into this issue myself–11 lenders later, I …

Do’s and Don’ts of maintaining a favorable credit score

date 19 Sep 2008 | category FICO credit score

Here are the do’s and don’ts of maintaining a favorable credit score, based on information at myfico.com, Fair Isaacs Corp.’s consumer-based Web site:

DO

Make payments on …