http://credit-repair-college.com Fri, 18 Sep 2009 03:30:45 +0000 http://backend.userland.com/rss092 en [excerpt] Banks don’t like it, but some are starting to cave in to consumer and advocate demands for credit card loan modifications. It’s happening quietly, but it’s happening. Here’s the skinny. Credit card companies are weighing their options in a credit environment where credit card defaults have risen above 10%. Moody’s ... http://credit-repair-college.com/credit-cards/credit-card-debt-loan-mods-on-the-way/ [excerpt] For all the attention they generate, though, credit scores are largely misunderstood. For instance, your precise score matters only when you're in need of new debt, like a home, auto or education loan or a new credit card, which should be a fairly rare occurrence. You don't have just one score, ... http://credit-repair-college.com/credit-repair/what-the-credit-report-companies-wont-tell-you/ Having your credit card stolen or misused, along with identity theft, are huge problems today, costing credit card companies $50 billion dollars annually, not to mention the costs to you – the consumer. Today we examine ways to protect ourselves from fraud. Skimming is making illegal and unauthorized copies of credit ... http://credit-repair-college.com/fico-credit-score/credit-report-companies-can-help-uncover-fraud/ Changing jobs may represent an exciting time in your career by providing new challenges and an opportunity to enhance your skills and abilities. On the other hand, if you're leaving a job due to a lay off, termination or move, it can be a stressful process. And the decision of what ... http://credit-repair-college.com/personal-finance/changing-jobs-what-to-do-with-your-401k-plan/ Life is hectic enough and in these economic times, it’s all the more important to carefully manage your money in a way that fits into your lifestyle. Utilizing tools that offer easy access to and constant control of your cash can save you valuable time and hassle. The first thing to ... http://credit-repair-college.com/personal-finance/tips-to-simplify-your-finances/ Virtually everyone today is feeling the affect of the current economy; none of us is untouched by it. Here’s the good news. If you can anticipate financial changes and develop a sound financial plan, you can protect yourself and your family today, and for many years to come. Achieve financial security ... http://credit-repair-college.com/personal-finance/5-basic-steps-to-financial-security-in-any-economy/ Six states have passed legislation banning the use of phosphates in cleaning products and others are soon to follow. The good news is you don’t need harmful or expensive chemical products to keep your home clean. A few eco-friendly and economical items are all you need to make your living ... http://credit-repair-college.com/personal-finance/eco-friendly-and-money-saving-cleaning-tips/ Many homeowners are cutting back this year in an effort to save cash. But a few simple improvements to make your home more energy efficient can provide enormous return on your investment. “If you could invest a few dollars and save $100, you’d do that, right? That’s what you’re doing when ... http://credit-repair-college.com/personal-finance/simple-home-changes-that-save-big-money/ You open your mail and to your surprise there is a check for $4,000 claiming you won a sweepstakes. Boy that money sure will come in handy right now. But wait, there's a catch. You've been instructed to wire a portion of the check to cover the taxes. You deposit the ... http://credit-repair-college.com/personal-finance/how-to-avoid-fake-check-scams/ If you've been paying attention to celebrity news, you've probably noticed several cases where courts are tied up with relatives and lawyers fighting over estates, children and money. One reason these cases take time – and money – to be resolved is because of the absence of an updated ... http://credit-repair-college.com/personal-finance/three-reasons-you-need-a-last-will/