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Your lifestyle is determined more by your FICO credit score than by your income.
The three major credit reporting agencies, Experian, Equifax, and TransUnion process billions of bit of data on the credit histories of more than 200 million Americans. They know that the system will produce a percentage of errors. These credit reporting companies are for-profit corporations. Credit report dispute resolution is a profit-killing obligation forced on them by FCRA. They will do everything they can to make the credit repair dispute process as brutally efficient and economical as possible while staying just within the boundary of not triggering class-action lawsuits.
Achieving a high credit score is not a hobby and just too important to leave to amateurs.
Credit Repair College

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